Mission Statement:

Smart Mortgage LLC is committed to helping you find the right mortgage product for your needs.

We understand that every borrower is different and we are dedicated to offering a wide array of loan products to meet each client’s individual requirements.

We are strongly committed to providing the most professional guidance and most competitive products to our purchase and refinance customers while serving the role of a true consultant to facilitate the most seamless mortgage process.

We dedicate ourselves to our clients by offering the latest financial tools to enable you to make sound financial choices.

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Eric G. Kalender
Sales/Operations Manager
Smart Mortgage LLC
BACKGROUND

HIGH PERFORMANCE FINANCIAL SERVICES EXECUTIVE WITH OVER 15 YEARS EXPERIENCE IN FINANCIAL PLANNING, INVESTMENTS, CONSULTATIVE SALES AND CLIENT RELATIONSHIP MANAGEMENT. MOST RECENT POSITION PRIOR TO MORTGAGE BANKING WAS AS A MANAGING DIRECTOR FOR THE RETIRMENT PLAN DIVISION AT ALLIANCE CAPITAL MANAGEMENT IN NEW YORK.

SKILLS

EXTENSIVE CUSTOMER SERVICE BACKGROUND PROVIDING FINANCIAL PLANNING SERVICES TO BOTH CORPORATE CLIENTS AND HIGH NET WORTH INDIVIDUALS

STRONG AFFINITY TO “GET THE JOB DONE” AND “MAKE SALES HAPPEN”

CONSULTATIVE APPROACH TO SALES – “NO TWO CUSTOMERS ARE THE SAME AND THEREFORE NO TWO SALES ARE THE SAME”

HIGH LEVEL KNOWLEDGE OF FINANCIAL PRODUCTS AND MARKET INDICES AND TRENDS


WHY MORTGAGE BANKING?

STRONG OPPORTUNITY TO BRIDGE PREVIOUS EXPERIENCES AND IMPLEMENT NEW SERVICE AND CLIENT SERVICE MODELS REPLICATING TOP NOTCH SERVICE RECEIVED BY CORPORATIONS AND HIGH NET WORTH INDIVIDUALS FROM INVESTMENT INSTITUTIONS

EDUCATIONAL BACKGROUND

BACHELOR OF SCIENCE IN MANAGEMENT WITH A CONCENTRATION IN FINANCE
STATE UNIVERSITY OF BINGHAMTON - BINGHAMTON, NY